Case 02 · Fintech Web · iOS · Android

Celero Xpress — digital banking, reinvented.

An omni-channel digital banking platform tailored to empower 30+ credit unions and touch the lives of 1.5 million members across Canada — rebuilt around speed, clarity and trust.

RoleLead UI/UX Designer & Researcher
Timeline2020 — 2024
PlatformsWeb · iOS · Android
DisciplineProduct · UI · UX Research
Celero Xpress iOS dashboard screens
Overview

One platform. 30+ credit unions. 1.5M members.

The Credit Union System in Canada wanted a user-friendly digital banking platform to ensure seamless member experiences. The long-term goal: design web and mobile banking, propose new features, and create one omni-channel experience for the brand — spanning retail banking and small-business banking.

I led UX across responsive web, iOS and Android, building and maintaining Celero's centralized, white-labelled design system so every credit union shipped consistent, accessible experiences.

Outcome at a glance

  • Xpress digital banking was implemented by 30+ credit unions across Canada.
  • 1.5M+ members were exposed to the new design during usability testing and rollout.
  • A 20% increase in digital adoption and a 15% lift in feature usage in pilot groups.
The brief

Problem, objective & outcome.

Problem statement, objective, outcome and team
Design process

A systematic, user-centred path.

A clear five-stage process kept the work grounded in credit-union members throughout Canada — from research to a tested, shipped release.

Design process: research, define, ideate, design, test
01 · Research

Listening to stakeholders & members.

I interviewed all stakeholders — credit-union business, tech and support staff — reviewed analytics, and held open discussions with frequent users, non-users and mobile app members.

Research pain points from stakeholders and users

Competitive analysis

I benchmarked against the existing digital banking experience (Member Direct) to find where Xpress could leap ahead.

Competitive analysis of Member Direct banking
02 · Define

Turning findings into people & journeys.

I synthesized the research into problem statements, a primary persona, and an end-to-end journey map — defining who we served, how they behaved, and where the friction lived.

Problem statements for user 1 and user 2
User persona — Sarah
User journey map for Sarah
03 · Ideate

Prioritising what matters.

With marketing and product, I mapped urgent vs. not-urgent, important vs. not-important features to define what success looked like for the new Celero Xpress experience.

Ideation prioritisation matrix
04 · Design system

The Xpress style guide.

The centralized, white-labelled system — colour, typography and iconography — kept 30+ credit unions consistent and WCAG-compliant.

Xpress style guide — colours, typography, iconography
05 · The solution

Shipped across every platform.

From sign-in to transfers, deposits and bill payments — designed and tested for iOS, Android and responsive web.

iOS dashboard screens
Android sign-in screens
Android transfer funds screens
iOS mobile deposit / void cheque screens
Web online banking login
Web online banking account transactions
Testing & impact

The numbers moved.

Usability testing across the pilot groups confirmed the redesign delivered on speed, clarity and adoption.

50%Reduction in task-completion drop-offs
70%Fewer errors using multiple features
20%Increase in digital adoption
90%Customer satisfaction (app-store ratings)
Usability testing results
Key takeaways

Real members, real reactions.

Key takeaways and member testimonials
Functionality at the forefront and no longer hidden. Love the new look and feel — so much more intuitive.
— App-store reviews from Xpress members